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Federal Charter & Bylaws

Member-owned
and operated

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Rockland Federal Credit Union has been a federally chartered credit union since 1985.

What does it mean to be federally chartered?

Even though the word “federal” is included in our name, federal credit unions are not operated by the federal government. Federally chartered credit unions are regulated by the National Credit Union Association (NCUA), not the federal government.

In 1970, Congress established the National Credit Union Share Insurance Fund (NCUSIF), governed by the NCUA, to insure member share accounts held at federally insured credit unions. The NCUSIF protects accounts at federally insured credit unions up to $250,000, per account, per account owner. You can calculate an estimate of your federal deposit insurance coverage here.

RFCU share accounts are additionally insured by the Massachusetts Share Insurance Corporation (MSIC) for all shares and deposits in excess of the NCUSIF (NCUA) limit.

Membership Eligibility

  • Live or work in Barnstable, Bristol, Middlesex, Norfolk, Plymouth or Suffolk counties
  • Are an immediate family member of an eligible or current member
  • Open a saving account with a minimum balance of $1

Don’t meet the first two eligibility requirements? You may still qualify for membership! Your affiliation with one of our participating employers or organizations could qualify you for membership. Contact us directly at (800) 562-7328 to find out how.

Ready to Join Us?

Enjoy the security of partnering your financial future with a rock-solid local credit union. RFCU offers a product suite for all phases of life, and the convenience services you need for life on the go.

Charter Number: 24224

President and CEO: Kristin P. VanBeek

Rockland Federal Credit Union

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