Regardless of the stage of life you’re in, Rockland Federal Credit Union has the right checking account for you. Discover options with no monthly fees, higher dividends, 24/7 online banking and mobile banking access, and added member benefits, our checking accounts are designed to make your financial life a little easier.
| Direct Access Checking | Premium Checking | 50 Plus Checking | Student Benefits | |
|---|---|---|---|---|
| Apply Online | Apply Online | Apply Online | Apply Online | |
| Earns dividends with the convenience of direct deposit or any automatic payment | An account for those who want higher dividends | A perfect account for those age 50 and better | Direct Access Checking with added benefits for students | |
| Earns Competitive Dividends | Yes1 | Yes | Yes | No |
| Monthly Fee | None | $6/month if average daily balance falls below $1,500 | None | None |
| Minimum to Open | $10 | $10 | $10 | $10 |
| Check Orders | First order is free | No charge for checks | First order is free | First order is free |
| Foreign ATM Use2 | No charge from RFCU for 8 foreign ATM visits monthly, with up to $10 monthly surcharge refund award4. RFCU is a SUM Program member. | No charge from RFCU for foreign ATM use, with up to $10 monthly surcharge refund award3. RFCU is a SUM Program member. | No charge from RFCU for foreign ATM use, with up to $10 monthly surcharge refund award3. RFCU is a SUM Program member. | No charge from RFCU for foreign ATM use, with up to $10 monthly surcharge refund award3. RFCU is a SUM Program member. |
| Mobile Banking7 | Yes | Yes | Yes | Yes |
| Mobile Check Deposit5 | Yes | Yes | Yes | Yes |
| Online Banking & Bill Pay | Yes | Yes | Yes | Yes |
| eStatements | Yes | Yes | Yes | Yes |
| ATM/Debit Card6 | Yes | Yes | Yes | Yes |
1 Dividends will be earned for months during which direct deposit is credited or an automatic payment is made.
2 RFCU will not impose a fee for the use of a non-RFCU ATM. Fees from other institutions and non-RFCU terminals may apply.
3 Fees from other institutions and non-RFCU terminals will be rebated up to $10 per month.
4 $1 fee per foreign ATM transaction over 8. ATM owner’s fees will be rebated up to $10 per month.
5 Applicants must be at least 18 years of age, enrolled in Online Banking, and have an RFCU checking account that has been open for a minimum of 30 days.
6 Applicant must be at least 18 years of age to be eligible for a MasterMoney Debit Card.
7 Mobile banking is offered as a free service. You may incur and are responsible for any charges assessed by your mobile carrier. Message and data rates apply.