Checking Accounts
Find a checking account that fits your financial lifestyle
Regardless of the stage of life you’re in, Rockland Federal Credit Union has the right checking account for you. Discover options with no monthly account fees, higher dividends, 24/7 online banking and mobile banking access, and added member benefits, our checking accounts are designed to make your financial transactions a little easier.
| Direct Access Checking | Premium Checking | 50 Plus Checking | Student Benefits | |
|---|---|---|---|---|
| Apply Online | Apply Online | Apply Online | Apply Online | |
| Earns dividends with the convenience of direct deposit or any automatic payment | An account for those who want higher dividends | A perfect account for those age 50 and better | Direct Access Checking with added benefits for students | |
| Earns Competitive Dividends | Yes1 | Yes | Yes | No |
| Monthly Fee | None | $6/month if average daily balance falls below $1,500 | None | None |
| Minimum to Open | $10 | $10 | $10 | $10 |
| Check Orders | First order is free | No charge for checks | First order is free | First order is free |
| Foreign ATM Use2 | No charge from RFCU for 8 foreign ATM visits monthly, with up to $10 monthly surcharge refund award4. RFCU is a SUM Program member. | No charge from RFCU for foreign ATM use, with up to $10 monthly surcharge refund award3. RFCU is a SUM Program member. | No charge from RFCU for foreign ATM use, with up to $10 monthly surcharge refund award3. RFCU is a SUM Program member. | No charge from RFCU for foreign ATM use, with up to $10 monthly surcharge refund award3. RFCU is a SUM Program member. |
| Mobile Banking7 | Yes | Yes | Yes | Yes |
| Mobile Check Deposit5 | Yes | Yes | Yes | Yes |
| Online Banking & Bill Pay | Yes | Yes | Yes | Yes |
| eStatements | Yes | Yes | Yes | Yes |
| ATM/Debit Card6 | Yes | Yes | Yes | Yes |
1 Dividends will be earned for months during which direct deposit is credited or an automatic payment is made.
2 RFCU will not impose a fee for the use of a non-RFCU ATM. Fees from other institutions and non-RFCU terminals may apply.
3 Fees from other institutions and non-RFCU terminals will be rebated up to $10 per month.
4 $1 fee per foreign ATM transaction over 8. ATM owner’s fees will be rebated up to $10 per month.
5 To register for Mobile Check Deposit, applicants must be 13 years of age, have a valid email address, and be enrolled in Online Banking.
6 Applicant must be at least 18 years of age to be eligible for a MasterMoney Debit Card.
7 Mobile banking is offered as a free service. You may incur and are responsible for any charges assessed by your mobile carrier. Message and data rates apply.