Online Banking

MoveUp Home Loans

Affordable Home Loan Program

First Time Homebuyers

Purchases

Refinance

Investors

Our MoveUp Home Loans Program[1] provides tailored mortgage solutions to support low to moderate income families and individuals – wherever you are along your home ownership journey.

Whether you’re purchasing your first home or moving on to your next, we have options to help. Looking for cash out? Primary residence or investment property, we’ve got you covered there too.

 


Overview


  • Closing Cost Credit exclusive to MoveUp Home Loans – available for primary residence purchase transactions
  • No Mortgage Insurance
  • Eligible Properties include 1-4 Family primary residences and investment properties
  • Loan Product Qualifications:

Property located in a Low to Moderate Income Census Tract as determined by the most recent U.S. Census Data (ffeic.gov) in one the following counties: Barnstable, Bristol, Essex, Middlesex, Norfolk, Plymouth, Suffolk, Worcester OR

Property located in a Majority Minority Census Tract as determined by the most recent U.S. Census Data (ffeic.gov) in one of the following counties: Barnstable, Bristol, Essex, Middlesex, Norfolk, Plymouth, Suffolk, Worcester OR

Member’s eligible qualifying income is less than or equal to 80% of the Average Median Family Income (ffeic.org) for the property location.


Why choose Rockland Federal Credit Union?


  • Options! Available for purchases and refinances

  • Personalized Assistance Contact one of our Mortgage Loan Originators to find out if you meet the qualifications for the MoveUp Home Loan Program and to help you select the right home loan product

Christopher MacMillan

Mortgage Loan Originator, NMLS#1653658

(781) 681-7826

Michelle Garber

Mortgage Loan Originator, NMLS# 697168

(617) 213-7709


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Disclosures

[1] Minimum FICO score of 640. First Time Home Buyer and/or landlord counseling may be required.

Rockland Federal Credit Union

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