Online Banking

Personal Loans

Choose the best path
to affordable cash

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Get the money you need to make your next move

Take a trip. Pay for repairs. Replace old appliances. Or add some spice to your life. At Rockland Federal Credit Union, our Personal Loans come with affordable interest rates and very few strings attached.

Personal Unsecured Loan

You’re an RFCU member in good standing, and you have a solid credit score. The good news is that you may qualify for an affordable loan simply by signing on the bottom line.

  • Loans from $500 to $10,000
  • No collateral needed
  • Competitive interest rates
  • Repayment terms up to 84 months
  • Easy monthly repayments through Online or Mobile Banking
  • Ideal for paying off bills or higher interest debt

Share Certificate Loan

Share Certificates are a great way to grow your savings. They also pay off in other ways. Your balance can serve as collateral for a Personal Loan that can be put to any purpose.

  • Loan maximum depends on Share Certificate balance
  • Competitive rates
  • Full repayment due when certificates reach maturity
  • Easy monthly payments through Online or Mobile Banking
  • Ideal for paying off bills or higher interest debt

Share Savings Loan

A lot of people run into financial challenges. At RFCU, we believe in second chances. Using your savings balance as collateral, you can get a Personal Loan that can help you pay the bills and rebuild your credit rating at the same time.

  • Loan maximum depends on Share Certificate balance
  • Borrow at competitive interest rates without drawing down savings
  • Rebuild your credit score by making on-time loan payments
  • Repayment terms up to 60 months
  • Easy monthly payments through Online or Mobile Banking

Overdraft Line of Credit

Life gives us plenty to worry about. But it’s easy to eliminate a low checking balance from that list of concerns. This credit line kicks in whenever your account balance dips into negative numbers.

  • Competitive interest rates
  • Money automatically transferred to checking when needed to cover balance shortfalls
  • Pay interest only on amount actually used
Rockland Federal Credit Union

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