DeposZip FAQs
What is DeposZip?
Mobile Check Deposit powered by DeposZip is a free, secure service offered by RFCU. Using either the camera on your mobile device or a scanner and computer, it allows you to capture images of your checks, and electronically deposit them to your RFCU account.
What are the requirements to enroll?
Enrolled in Online Banking
Provide a valid email address
Is there a fee for this service?
No, this service is free.
Are there any checks that I cannot deposit?
Savings bonds, foreign checks, 3rd-party checks, photocopies of checks, items stamped “non-negotiable”, incomplete checks, stale-dated (over 6 months old) checks, post-dated checks, checks that contain evidence of alteration to the information on the check, checks purported to be a lottery or prize winning, checks previously submitted for deposit
Are there any deposit limits?
$4,000.00 per item/$5,000.00 per day/$50,000.00 per rolling 30 days
Can I deposit multiple checks at the same time?
Yes, up to 999 checks can be included in one deposit.
When is the deposit credited to my account?
Deposits received by 3PM EST will be credited to your account on the same business day. Deposits received after 3PM EST will be credited to your account on the next business day. Business days are Monday through Friday, excluding weekends and holidays.
What should I do with the check once it has been deposited to my account?
You must securely store the original check for 90 days after you receive confirmation that your deposit was accepted.